Your Location : Loading...

Talk to our team to start saving

End Your Car Lease in Just 4 Easy Steps

Tell us your loan details, and we’ll handle the entire process for you, from financing to titling, registration, and plates.

01

Get Started With Your Lease Buyout

Start the process with ease — provide your vehicle and lease details, and we’ll prepare everything you need for a smooth buyout.

02

Best Rates and Payment Options

We partner with the nations top banks, credit unions and financial institutions to secure competitive rates and flexible payment plans tailored to you.

03

Check your email box or your front door you choose

Get all your documents at your most convient place. No dealership visit required — your completed paperwork arrives at your email box or your doorstep, ready for review and signature.

04

Drive On — Without the Lease

Once finalized, your vehicle is fully yours. Enjoy the freedom of ownership without the restrictions of a lease.

Lease Buyout Basics

A car lease buyout is when you purchase the vehicle you’re currently leasing instead of returning it to the dealership at the end of your lease. Essentially, you’re buying the car you’ve been driving. Many people finance this purchase with a lease buyout loan, which is specifically designed for this purpose. This type of loan spreads out the cost of the buyout into manageable monthly payments, making it easier to move from leasing to ownership.

You don’t have to wait until the lease is almost up to start the process, but a lease buyout is often most cost-effective toward the end of the lease term.  If you still have the car, we can guide you through the steps to make the transition as easy as possible.

At the end of your car lease, you have three options:

  1. Return the car to the dealership
  2. Expect a potential mileage penalty and or wear and tear bills if the vehicle is not maintained.
  3. Buy out the lease by paying the predetermined buyout price and taking ownership of the car. Buying out your lease can be a smart move—especially if your car’s buyout price is below market value, you know its history, and you want to avoid extra fees or inflated replacement costs.

Lease Maturity Services can help you with this. You can also begin your lease buyout online with us through our VIN Checker.

To find out if you can buy out your car lease, check your lease agreement for a buyout clause. Most leases include this option. You can also reach out to our Lease Maturity Services team and we’ll be happy to assist you.

Yes, you can choose to buy out your lease by paying the full remaining balance in cash. However, it’s essential to consider the impact on your credit score, as early lease terminations or large cash transactions may affect your credit profile.

We recommend consulting with our Lease Maturity Services and a financial advisor to explore the best options for your situation!

It’s not necessary; however, if you’d like to add someone, after completing your credit application, you will have the option to add a co-buyer. This individual will also need to complete their own application. Please contact Lease Maturity Services for any further questions and we can assist you further!

What’s the difference between a co-signer and a co-buyer?

While both a co-signer and a co-buyer can help you qualify for better interest rates and loan terms, the key distinction lies in their legal roles. A co-buyer has equal legal ownership of the asset as the primary buyer, while a co-signer does not have any ownership but agrees to be responsible for the loan if the primary borrower fails to pay. Understanding this difference can help you decide which option aligns best with your financial and ownership goals.

Yes it’s possible. Contact our Lease Maturity Services team directly so we can assist you further!

Working with Lease Maturity Services

A car lease buyout is when you purchase the vehicle you’re currently leasing instead of returning it to the dealership at the end of your lease. Essentially, you’re buying the car you’ve been driving. Many people finance this purchase with a lease buyout loan, which is specifically designed for this purpose. This type of loan spreads out the cost of the buyout into manageable monthly payments, making it easier to move from leasing to ownership.

You don’t have to wait until the lease is almost up to start the process, but a lease buyout is often most cost-effective toward the end of the lease term.  If you still have the car, we can guide you through the steps to make the transition as easy as possible.

At the end of your car lease, you have three options:

  1. Return the car to the dealership
  2. Renew or extend the lease
  3. Buy out the lease by paying the predetermined buyout price and taking ownership of the car. Buying out your lease can be a smart move—especially if your car’s buyout price is below market value, you know its history, and you want to avoid extra fees or inflated replacement costs.

Lease Maturity Services can help you with this. You can also begin your lease buyout online with us through our VIN Checker.

To find out if you can buy out your car lease, check your lease agreement for a buyout clause. Most leases include this option. You can also reach out to our Lease Maturity Services team and we’ll be happy to assist you.

Yes, you can choose to buy out your lease by paying the full remaining balance in cash. However, it’s essential to consider the impact on your credit score, as early lease terminations or large cash transactions may affect your credit profile.

We recommend consulting with our Lease Maturity Services and a financial advisor to explore the best options for your situation!

It’s not necessary; however, if you’d like to add someone, after completing your credit application, you will have the option to add a co-buyer. This individual will also need to complete their own application. Please contact Lease Maturity Services for any further questions and we can assist you further!

What’s the difference between a co-signer and a co-buyer?

While both a co-signer and a co-buyer can help you qualify for better interest rates and loan terms, the key distinction lies in their legal roles. A co-buyer has equal legal ownership of the asset as the primary buyer, while a co-signer does not have any ownership but agrees to be responsible for the loan if the primary borrower fails to pay. Understanding this difference can help you decide which option aligns best with your financial and ownership goals.

Yes it’s possible. Contact our Lease Maturity Services team directly so we can assist you further!

Lease Maturity Services Vs. Dealerships

A car lease buyout is when you purchase the vehicle you’re currently leasing instead of returning it to the dealership at the end of your lease. Essentially, you’re buying the car you’ve been driving. Many people finance this purchase with a lease buyout loan, which is specifically designed for this purpose. This type of loan spreads out the cost of the buyout into manageable monthly payments, making it easier to move from leasing to ownership.

You don’t have to wait until the lease is almost up to start the process, but a lease buyout is often most cost-effective toward the end of the lease term.  If you still have the car, we can guide you through the steps to make the transition as easy as possible.

At the end of your car lease, you have three options:

  1. Return the car to the dealership
  2. Renew or extend the lease
  3. Buy out the lease by paying the predetermined buyout price and taking ownership of the car. Buying out your lease can be a smart move—especially if your car’s buyout price is below market value, you know its history, and you want to avoid extra fees or inflated replacement costs.

Lease Maturity Services can help you with this. You can also begin your lease buyout online with us through our VIN Checker.

To find out if you can buy out your car lease, check your lease agreement for a buyout clause. Most leases include this option. You can also reach out to our Lease Maturity Services team and we’ll be happy to assist you.

Yes, you can choose to buy out your lease by paying the full remaining balance in cash. However, it’s essential to consider the impact on your credit score, as early lease terminations or large cash transactions may affect your credit profile.

We recommend consulting with our Lease Maturity Services and a financial advisor to explore the best options for your situation!

It’s not necessary; however, if you’d like to add someone, after completing your credit application, you will have the option to add a co-buyer. This individual will also need to complete their own application. Please contact Lease Maturity Services for any further questions and we can assist you further!

What’s the difference between a co-signer and a co-buyer?

While both a co-signer and a co-buyer can help you qualify for better interest rates and loan terms, the key distinction lies in their legal roles. A co-buyer has equal legal ownership of the asset as the primary buyer, while a co-signer does not have any ownership but agrees to be responsible for the loan if the primary borrower fails to pay. Understanding this difference can help you decide which option aligns best with your financial and ownership goals.

Yes it’s possible. Contact our Lease Maturity Services team directly so we can assist you further!

Opt Out From Lease Maturity