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Got Questions? We’ve Got Answers.

Find quick answers to the most common questions about lease buyouts, financing, and warranties. If you don’t see what you’re looking for, our team is just a call away.

Lease Buyout Basics

A car lease buyout is when you purchase the vehicle you’re currently leasing instead of returning it to the dealership at the end of your lease. Essentially, you’re buying the car you’ve been driving. Many people finance this purchase with a lease buyout loan, which is specifically designed for this purpose. This type of loan spreads out the cost of the buyout into manageable monthly payments, making it easier to move from leasing to ownership.

You don’t have to wait until the lease is almost up to start the process, but a lease buyout is often most cost-effective toward the end of the lease term.  If you still have the car, we can guide you through the steps to make the transition as easy as possible.

At the end of your car lease, you have three options:

  1. Return the car to the dealership
  2. Renew or extend the lease
  3. Buy out the lease by paying the predetermined buyout price and taking ownership of the car. Buying out your lease can be a smart move—especially if your car’s buyout price is below market value, you know its history, and you want to avoid extra fees or inflated replacement costs.

Lease Maturity Services can help you with this. You can also begin your lease buyout online with us through our VIN Checker.

To find out if you can buy out your car lease, check your lease agreement for a buyout clause. Most leases include this option. You can also reach out to our Lease Maturity Services team and we’ll be happy to assist you.

Yes, you can choose to buy out your lease by paying the full remaining balance in cash. However, it’s essential to consider the impact on your credit score, as early lease terminations or large cash transactions may affect your credit profile.

We recommend consulting with our Lease Maturity Services and a financial advisor to explore the best options for your situation!

It’s not necessary; however, if you’d like to add someone, after completing your credit application, you will have the option to add a co-buyer. This individual will also need to complete their own application. Please contact Lease Maturity Services for any further questions and we can assist you further!

What’s the difference between a co-signer and a co-buyer?

While both a co-signer and a co-buyer can help you qualify for better interest rates and loan terms, the key distinction lies in their legal roles. A co-buyer has equal legal ownership of the asset as the primary buyer, while a co-signer does not have any ownership but agrees to be responsible for the loan if the primary borrower fails to pay. Understanding this difference can help you decide which option aligns best with your financial and ownership goals.

Yes it’s possible. Contact our Lease Maturity Services team directly so we can assist you further!

Working with Lease Maturity Services

Lease Maturity can end your lease early and provide you with the best interest rates with our lenders competing for your business. All from the convienience of home.

Yes we offer the best full coverage warranty protection available

Lease Maturity completes all tax title and license plate processing so you can rest assured it is done right and with no effort on your part.

Lease Maturity Services Vs. Dealerships

Lease Maturity provides options dealers do not have. Dealers want to sell you the next car and take your lease back to sell used for a profit. Lease Maturity is fast and convenient with better interest rates than dealers. This is all we do every day we have processed more lease buyout loans than any other company in the nation.

Lease Maturity has been at this for over 16 years with an impeccable reputation! We take a very difficult decision and make it easy and a pleasure to complete. If you need the personal touch, our team is standing by toll-free. If you prefer online support, our system is ready to support you.

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